Is CAVIAR POS part of Square?

No. CAVIAR POS is part of Armour Payments and is not affiliated with Square.

Is CAVIAR POS cheaper than Square for a restaurant with several terminals?

It depends on your setup. Square's Free plan has no per-device fee for countertop devices, but it leaves out some restaurant features. Restaurants Plus is $60 a month per location plus $40 for each added countertop device. CAVIAR POS Single Store is $99 CAD a month for unlimited terminal licenses. Card rates, hardware, and modules also affect the total, so ask for a quote to compare.

Do both accept Interac tap?

Yes. Square supports Interac tap and chip and PIN, and Interac debit works on CAVIAR POS payment terminals, including tap.

CAVIAR POS vs Square for Canadian restaurants

Square is a low-cost way to start, with a free plan and published card rates. CAVIAR POS charges one flat monthly price however many terminals you run. Here is how they compare in Canada.

Square details checked on November 6, 2026. Prices are per month in Canada unless noted, and can change.

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Side by side

Software price: CAVIAR POSSingle Store is $99 CAD a month, one flat price for unlimited terminal licenses. Multi-Store is $149.99 CAD a month.; SquareFree plan at $0, with no per-device fee for countertop devices. Restaurants Plus is $60 a month per location, including one countertop device, and each added countertop device is $40 a month. Premium is custom pricing.
Card processing: CAVIAR POSCard processing through Armour Payments is required. Ask our sales team for rates.; Square2.5% for in-person credit and 0.75% + 7 cents for in-person debit. Online is 2.8% + 30 cents, and keyed-in is 3.3% + 15 cents.
Interac: CAVIAR POSInterac debit works on CAVIAR POS payment terminals, including tap.; SquareInterac tap and chip and PIN are supported. Interac does not work in offline mode.
Sales tax: CAVIAR POSHandles all Canadian sales tax rates, including GST, HST, PST, and QST.; SquareSquare describes automatic rates for delivery, pickup, QR code, and shipping orders, and its in-person steps use taxes you create. Square says configuring tax correctly is your responsibility.
Offline: CAVIAR POSKeeps taking orders and card payments when the internet goes down.; SquareOffline card payments work for up to 24 hours, though not for Interac or gift cards.
Contract: CAVIAR POSAsk our sales team; SquareNo long-term contract required, and you can cancel without penalty.
Hardware: CAVIAR POSPOS stations, tablets, kiosks, kitchen displays, printers, and payment terminals. Pricing is shown to registered business customers.; SquareSquare-branded hardware, sold separately from the subscription. Prices are published, and iPads, printers, and cash drawers are compatible.
Support: CAVIAR POSCanadian-based support team, available 24/7, through Armour Payments.; Square24/7 support on Plus. The Free plan has weekday support.
Delivery apps: CAVIAR POSIntegrates with SkipTheDishes, Uber Eats, and DoorDash through the Integrations Hub, $29.99 CAD a month per site. Third-party vendor fees apply.; SquareThe SkipTheDishes integration is included at no extra cost, and you need your own Skip account. Uber Eats and DoorDash integrations are also supported in Canada.
Included and add-ons: CAVIAR POSSingle Store includes online ordering, gift cards, inventory, scheduling, and unlimited kitchen displays (display hardware required). A kiosk counts as an additional terminal license. Loyalty and marketing are $49.99 CAD a month per site.; SquareKitchen display is $20 a month per device, or included on Plus. Kiosk Lite is $70 a month per device. Loyalty starts at $60 a month per location.
QuickBooks: CAVIAR POSIntegrates with QuickBooks through the Integrations Hub.; SquareFree QuickBooks Online app in the Square marketplace.

What Square does well

A $0 plan and no long-term contract make it a low-risk way to start.
Card and Interac rates are published, so you can work out your costs up front.
The SkipTheDishes integration is included at no extra cost, and online ordering from your own site carries no commission.
Offline card payments work for up to 24 hours, though not for Interac or gift cards.

Common questions

Is CAVIAR POS part of Square?: No. CAVIAR POS is part of Armour Payments and is not affiliated with Square.
Is CAVIAR POS cheaper than Square for a restaurant with several terminals?: It depends on your setup. Square's Free plan has no per-device fee for countertop devices, but it leaves out some restaurant features. Restaurants Plus is $60 a month per location plus $40 for each added countertop device. CAVIAR POS Single Store is $99 CAD a month for unlimited terminal licenses. Card rates, hardware, and modules also affect the total, so ask for a quote to compare.
Do both accept Interac tap?: Yes. Square supports Interac tap and chip and PIN, and Interac debit works on CAVIAR POS payment terminals, including tap.

Sources

Square is a trademark of its owner. CAVIAR POS is not affiliated with Square. If something here is out of date, tell us and we will correct it.